Read the following argument made by a speaker at a parent-teacher conference: I'm a bank manager and parent of two high school students, so I know just how important financial literacy is for teenagers. College students today are graduating with an average student debt of 24,800 yet only 1 in 5 high schools nationwide are providing any type of financial education. It's time for Springville High to start offering its students financial education that is personal, practical, and principled. Which is the most effective characteristic of this argument? A. The appeal to logic, common sense, and fact B. The use of emotional words to trigger a response C. The comparison between high school and college D. The citation of experts in the field of finance