Self-check- four matching Instruction match the following question in most writing a select of A with B A 1. Ways avoid credit card risk 2. Default risk 3. Unauthorized charge 5. Fee B. A. use PIN B. credit risk C. first indictor of credit card risk D. consolidation of saving E. Charge 4. Strategies to minimize fee Part II: short answer 1. What are the strategy of minimize default risk? 2. What are the ways of credit card risk? 3. Explain about the strategy minimize of risk? 4. What are the factors of unauthorized charge? 5. Explain what mean by fee? Answer sheet for writing essay 1. 3. 4. 5.

Question

Self-check- four matching Instruction match the following question in most writing a select of A with B A 1. Ways avoid credit card risk 2. Default risk 3. Unauthorized charge 5. Fee B. A. use PIN B. credit risk C. first indictor of credit card risk D. consolidation of saving E. Charge 4. Strategies to minimize fee Part II: short answer 1. What are the strategy of minimize default risk? 2. What are the ways of credit card risk? 3. Explain about the strategy minimize of risk? 4. What are the factors of unauthorized charge? 5. Explain what mean by fee? Answer sheet for writing essay 1. 3. 4. 5.

Answer 1

Part I:1. A. use PIN2. B. credit risk3. C. first indicator of credit card risk4. D. consolidation of saving5. E. ChargePart II:1. Improving credit scores, setting up automatic payments, maintaining an emergency fund.2. Using PINs, monitoring account activity, setting spending limits.3. Reviewing financial statements, avoiding sharing card details, using secure payment methods.4. Loss/theft of credit card, leakage of card information online, phishing attacks.5. A charge incurred for a service provided such as annual fees, late payment fees, or interest charges on outstanding balances.

Answer 2

## Part I: Matching1- Match "Ways to avoid credit card risk" with "A. use PIN". Using a PIN is a common strategy to protect against unauthorized use.2- Match "Default risk" with "B. credit risk". Default risk is a type of credit risk where the borrower fails to make payments.3- Match "Unauthorized charge" with "C. first indicator of credit card risk". Unauthorized charges are often the first signs of credit card fraud.4- Match "Strategies to minimize fee" with "D. consolidation of saving". Saving consolidation helps manage and minimize different fees associated with multiple accounts.5- Match "Fee" with "E. Charge". A fee is generally a charge imposed for a service or product.## Part II: Short Answer1. To minimize default risk, strategies include: improving credit scores, setting up automatic payments, and maintaining an emergency fund.2. Ways to manage credit card risk include using PINs, monitoring account activity, and setting spending limits.3. To minimize risks, you can regularly review financial statements, avoid sharing card details, and use secure payment methods.4. Factors of unauthorized charge include loss/theft of a credit card, leakage of card information online, and phishing attacks.5. A fee refers to a charge incurred for a service provided, such as annual fees, late payment fees, or interest charges on outstanding credit card balances.

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