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- The __ is the amount of revenue required to cover expenses. Profit Margin Break Even Point Profit Goal Revenue Benchmark
- 25 If a person didn't complete a time-bound goal in the given timeframe it shows that the goal wasn't relevant to that person. A. True B. False
- When at work, what actions should you take if you are concerned that a child is possibly being radicalised? Choose the correct option and select Submit. Report your concern to the police Report your concern to Human Resources Complete an Incident Report Report your concern to Safeguarding Children or PREVENT Lead
- 1. Your personal finance goal is to own your own home and approach your bank for a mortgage loan to buy a house. Your bank is prepared to grant you and your partner a loan not exceeding 21/2 times your joint gross annual income for a period of 25 years You earn a gross salary of ￡50,000 per year, and your partner's annual income is ￡30,000 The bank would require a down payment of 5 percent,and have quoted 6% p.a. for the repayment mortgage. Your bank is also prepared to make an alternative offer of an interest-only/endowment mortgage for the same maximum amount with an annual interest rate of 6.75% p.a., and payment of a fixed amount into an endowment fund that expects to earn a net return of 9% p.a. over the 25-year period of the mortgage. Required: (i) Evaluate the approximate price of the house that you and your partner would be able to afford, if you are granted the maximum possible amount of mortgage loan. Calculate the monthly mortgage payment that you would be required to make for the repayment mortgage. [6 marks] (iii) Assuming that you and your partner are prepared to pay the same total amount out of your monthly salary under either of the proposals, which of the two mortgages would be more cost-effective? [10 marks] [18 marks]
- 1. What makes an employer-sponsored plan so convenient? 2. What are the common financial benefits of using your work's group plan for insurance? 3. Describe reasons why someone might choose to buy an individual health insurance plan instead of going through an employers ponsored plan.